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Helping People….Changing Lives

USDA Direct Loans – For home buyers who are looking for an affordable mortgage option and like the idea of living in a rural part of the county, Chautauqua Opportunities, Inc. can pre-qualify customers for a great mortgage product.  Made available through the United States Department of Agriculture, the 502 Direct Loan program offers mortgages with reduced interest rates, between 1% – 3.75%, along with minimal down payment and closing cost requirements – which makes the mortgage affordable to recipients.

      To qualify, a potential home buyer’s income must be below 80% of area median income and they must meet other underwriting guidelines of the USDA.

Serving Chautauqua & Cattaraugus Counties in New York, and Northwestern Pennsylvania

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Click here to see a map of ineligible areas.

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Great news!! Chautauqua Opportunities is working with local banks to provide customers with a down payment and closing costs matching funds assistance program.  Call or email us today to find out how you can receive these funds for purchasing a home!